Insurance

Live ‘n Learn provides you with a great comprehensive insurance that covers up to $100,000 and has no deductible. It’s important for us that parents have peace of mind when their children are abroad and know that they will be taken care of, so we enroll all participants in this extensive coverage insurance plan.

The plan is called Outreach Group Travel Medical Insurance. It’s underwritten by Sirius International Insurance Corporation and administered by IMG (International Medical Group, Inc.). Download the policy information here.

Here are some of the benefits included in the plan:

Outreach Group Travel Medical Insurance Benefits

Medical Expenses

Up to $100,000

Emergency Medical Evacuation

Up to $500,000

Emergency Dental

Up to $100,000 for injury – $100 for alleviation of pain

Prescription Drugs

$100,000

Unexpected Recurrence of a Pre-existing Condition

With primary health plan: $100,000 – Without: $20,000

Trip Interruption

Up to $5,000

Return of Minor Children

Up to $50,000

Emergency Reunion

Up to $50,000

Return of Mortal Remains

Up to $50,000

Accidental Death & Dismemberment

$25,000 principle sum

Lost Luggage

Up to $50 per bag ($250 max)

Please see the IMG insurance brochure for a complete list of benefits.

OPTIONAL CANCELLATION INSURANCE

If you would like cancellation insurance, you can purchase iTravelInsured’s Travel LX cancellation insurance. This policy offers a 100% refund in the event of cancellation due to: emergency illness; injury or death to you, a family member or travel companion; financial default; a terrorist incident; jury duty; home made uninhabitable by fire, wind, storm, flood or vandalism; quarantine; auto accident on way to airport; job termination; cancelled leave for active duty military, police or fire fighters. It will refund you 75% of program cost if you decide to cancel for any other reason not specified above. Please consult policy brochure for more information.

To  purchase cancellation insurance, fill out this form in registration packet and make payment online with deposit.